CREDIT ANALYSIS COURSE – 3 DAYS

Marketing and relationship officers have the responsibility to initiate and follow up on assets created by their institutions through various credit programmes. The aim of this course is to enable participants to have an overview of the credit process and understand the risk involved and also issues in customer relationships.

Learning Objectives:

Participants will:

Understand accounting principles and concepts

Know the different financial statements of a going concern

Understand the seven ‘C’s of credit

Understand the lending process and the relationship with business cycles

Understand the power of relationship marketing

Per form economic, industry and business analysis

Classify assets and perform qualitative and quantitative reviews

Understand the credit policy and product programmes of the organisation

Learning Contents:

Accounting principles and concepts

Understanding financial statement

What credit risk is?

Seven C’s of credit

The credit analysis process

The lending processes

Industry analysis

Asset classification

Risk acceptance criteria (RAC)

Prudential guidelines

Relationship marketing

Legal issues in lending

Fee: Negotiable

Who Should Attend?

Credit and marketing officers in banks and financial institutions.

Property of Impact Consulting Nigeria.